Which IHG Card is Right for You?

When deciding between the IHG One Rewards Premier and the Traveler cards, consider your travel needs and spending habits. The Premier card offers a welcome bonus of 170,000 points after spending $4,000 in the first three months, alongside benefits like a free anniversary night and automatic Platinum Elite status, making it ideal for frequent travelers. Conversely, the Traveler card provides a lower welcome bonus of 100,000 points with no annual fee, presenting a cost-effective option for occasional travelers.

Both cards earn points for spends at IHG hotels and various other categories. However, the Premier card offers a higher points return, which can lead to substantial savings and rewards for regular users. Both cards feature travel protections and discounts on point purchases, but the Premier card has additional perks, including an annual free night for loyal guests. Ultimately, your choice should reflect your travel frequency and how deeply you engage with IHG properties.