Comparison Summary

The comparison between Chase Sapphire Preferred and Ink Business Preferred highlights the unique benefits of each card, both of which carry a $95 annual fee. The Sapphire Preferred offers a welcome bonus of 100,000 points after spending $5,000 in the first three months, while the Ink Business Preferred provides 90,000 points with an $8,000 spend. Both cards share a great earning structure, rewarding users for various spending categories, especially travel and dining.

Earning potential differs, as Sapphire Preferred offers more points on dining and travel, whereas Ink Business Preferred is beneficial for business spending, including shipping and advertising. Both cards feature similar travel protections and purchase benefits, enhancing value for cardholders. Ultimately, the choice between them depends on individual spending habits and whether one prioritizes travel rewards or business-related expenses.